Are you paying too much interest?
In partnership with Aurbjörg, Sparnaður offers independent refinancing advisory where the goal is to find the most cost-effective loan solution available to you. A comprehensive comparison across the lending market.
Payment assessment
Lower interest rates
Lower monthly payments
Adjusted loan terms
Indexed or non-indexed loans
Change of loan type — equal instalments or equal payments
Overview of the most cost-effective loan options on the market
Debt optimisation and independent loan advisory
In partnership with Aurbjörg, Sparnaður offers independent refinancing advisory where the goal is to find the most cost-effective loan solution available to you.
Analysis
Comprehensive comparison across the lending market
With Aurbjörg's loan optimisation, we compare loan options from banks and pension funds and analyse how to lower interest, reduce payment burden and optimise your debt position.

Action
The most cost-effective loan solution for you
We determine whether indexed or non-indexed loans suit you better, assess loan types and terms and ensure you get the best rates available on the market.
